Climate change is a reality. In Brazil over the last decade, natural disasters have caused over BRL 400 billion in losses, with 3.4 million people displaced and over 2,000 killed. Which raises the question: is it crazy to assume risks and ensure security for people in this climate chaos? In this presentation we will show how private companies can be proactive in this new world. Bruno Garfinkel, Chairman of Porto, a Brazilian insurance company with over 12MM customers, will share examples of cutting edge practices in assuming risk through new technologies, bold rescue and protection solutions, innovative recycling programs and regenerative leadership.