Are big banks too big to...innovate? It's clear that big banks have lost their innovative edge. Strict new government regulations and frustrated customers walking away haven't even sparked creativity from them. Luckily for consumers, there is a new wave of financial service innovators pushing the limits. Incorporating cutting edge technology, social media and -- believe it or not -- genuine customer service, this new group of financial players are giving traditional banks a run for their money. The Banks: Innovate or Die! panel will discuss why big banks are failing with today's Web 2.0 consumers, and will examine the new players in the space who are stealing customers away due to their innovation.

A techie by nature and a serial entrepreneur by choice Bob is currently leading his fifth start-up. He's founded two companies (Barfly Interactive Networks and Smart Foods Healthy Kids) and has been CEO of Pixim and Britestream Networks. Currently, Bob is CEO of SmartyPig a social networking enabled financial platform that encourages smart savings and enables smarter spending. When not working you can find he and his family on a lacrosse field in Austin.

Brett King is the Author of the Bestselling book Bank 2.0 and strategic advisor to the global financial services sector. He is an International Judge for the GSMA Global Mobile Awards, the Asian Banker Retail Excellence Awards and for the Middle-East Business Achievement Awards.
A keynote speaker at leading global events for financial services and innovation, King is an acknowledged expert on innovation, customer experience and channel distribution strategy. He publishes regularly in his role as industry advisor at The Banker, Huffington Post, Internet Evolution, FinExtra and his own personal blog Banking4Tomorrow.com.

Rob is the VP of Product at LendingClub.com in charge of the overall product experience. Rob has been creating innovative ecommerce and web based experiences for 12+ years. He spent the earlier part of his career helping medium to large companies define and execute their digital strategy through outstanding, innovative web experiences. Under Rob's leadership, Lending Club's website has become a rapidly growing online financial community, winning numerous prizes such as the Webby Award as best Banking site, and WebAward for best investing website. Rob is passionate about innovation in the financial services industry and often blogs and tweets about it.
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